Everything has become digital. Right from the time you wake up till the time you go to bed. In fact your lives are commanded by digitization. Digital love, digital friends, in fact even the dough that we earn has become digital. Mobikwik is one such platform that uses a digital wallet system for all online transactions. In this article lets look into How to use MobiKwik.
Introduced by the Reserve bank of India (RBI), Mobikwik is a prepaid digital wallet system that ensures that your money can be commanded through your finger tips. M-wallet has become one of the most efficient ways of transferring money over conventional methods. This has made the company India’s quickest and the most convenient mobile wallet for shopping, mobile recharge, DTH recharge or even to transfer money. The company has an upward of 25 million users. Here’s how you can use Mobikwik too.
Firstly, you’ve got to access www.mobikwik.com from your browser
Once the page opens, simply click on the “Create Wallet” option that can be found on the homepage.
Next, you’re going to have to add your email id and create a password in order to complete your registration. In addition to that, you will have to add your mobile number. Kindly ensure that you re-check your mobile number after typing it because it will be the primary number to access your Mobikwik account.
Adding money to the Mobikwik Wallet:
One of the most important tasks is to transfer money into your Mobikwik wallet. This will come in handy for almost all the transactions you wish to perform online.
Here’s how you can add money to your wallet:
Login to your Mobikwik account
Click “ Add Money” tab and it will redirect you to the “ Payment Options “ page.
Now, you can simply pay using various payment methods such as debit card, credit card or even netbanking. Should you wish to pay using Mobikwik, you can add cash to your wallet and this can be used for payments. You also have to make sure that you upload your id proof / address proof along with photos and PAN details for your transaction records.
Recharging your phone:
Yes, the primary objective of this website leads users in to recharging their phones, availing special offers & discounts and even making sure that all needs of the customer such as mobile phone recharge,bus ticket booking, shopping, transferring money, searching for happening spots near you and plenty more can happen in a jiffy using this facility.
The need for Mobikwik:
Mobikwik is developed in order to bridge the gap between consumers and providers. This is a much needed service that is catered to by 25 million odd customers and keeps increasing daily.
Here’s all what this site can do for you:
Recharge postpaid/prepaid devices
Electricity bill payments
Landline bill payment
Gas bill payment
Bus Ticket booking
Movie ticket booking
Shopping and much more
Now, isn’t that convenient?
Hope you learnt in detail How to use MobiKwik. If you have any questions, please do post it in the comments section below.
Should I pay any fee for registration?
Nope. This is a free service so you wouldn’t have to worry. You also would not be charged for online recharges or paying any bills.
I am worried about the safety of my account, is this site safe?
This is something that shouldn’t be worried about. The information that’s transmitted is through SSL that ensures a safe and secure protocol which is available on the web. In fact, the site does not even save bank details to anyone and this remains confidential.
How soon does my phone recharge after I make payments?
In a couple of seconds you will be notified on your mobile about the recharge status.
What if my recharge is unsuccessful?
Don’t worry. The following could be the reasons behind an unsuccessful recharge:
– Probably a denomination issue
– Delay from the operator’s end
– Connectivity issue due to which the recharge might be delayed
– No money in the Mobikwik wallet
Money has been deducted from my account, but I haven’t received the recharge. What do I do?
Nothing to worry about. The money will be refunded back to your account in case the recharge is unsuccessful.
There’s money in my wallet. How do I recharge or pay any bill?
Great! All you have to do is decide what you want to do (i.e. recharge your phone or pay a bill) and pay by selecting the “ Recharge” section on the homepage. There are various offers that most merchant partners offer, the users can access them and avail benefits.
Are my payments safe on Mobikwik?
Of course they are, with partners like CC avenue and Zaakpay, the transactions are safe and you can be assured that your payment information remains confidential.
What if I do not have a credit or debit card for payment?
‘Netbanking’ is an option that can be availed by your issuing bank. If not, you can use the “ Cash pickup” option or “ Deposit at bank” service that is available on the Mobikwik app.
Is there a mobile app?
Yes. Mobikwik is available on the playstore and app store and is available to download for free. You simply have to enter your login details and access the options.
What if a particular bank’s name does not reflect on the netbanking list?
Sometimes there might be an issue finding the name of a particular bank (that happens to be your bank). In case that happens, you can choose other payment options such as:
Credit card that is either Master card or Visa compliant
Debit cards Master card or Visa
ATM cum Debit card Maestro cards.
However, if you still do not find the payment option of your choice, you can suggest the same to Mobikwik’s customer care and they will assist you.
Can I recharge without an internet connection?
Yes, you can. Users can send SMS or call in order to recharge their mobile phones.
I forgot my password. What do I do?
Don’t worry. Click on the login button and select forgot password. It will ask you for your registered email id and after you’ve entered it, you will get an email to reset your password.
How do I use the other services?
Say for instance you want to use the bus ticket booking option. Just click on it and select the “ From” destination and the “ to” destination.
This will give you the bus service provider details, the route details and the ticket booking details. It should ease your travel needs. Likewise, the other services that are provided on the site can be used as per your need.